Professional Profile

Financial Analyst for BBVA Compass, responsible for multiple segments within the Commercial, Business Development, and Retail lines of business. Hold a Bachelors of Business Administration in Marketing and expected to graduate with an MBA in Finance in May 2015. My knowledge and experience include: 

·   Forecasting, budgeting, P&L, and cost analysis.

·   Analysis of monthly variances. Actual vs. budget and forecast. 

·   Set financial benchmarks and track key performance metrics

·   Strong financial systems knowledge.

·   Detail oriented with ability to work under tight deadlines.

·   Create financial dashboards and reports for senior management.

·   Quick learner, Innovative thinker, team player, and self-starter.

·   Advanced Excel and Access knowledge, and experience with VBA, SQL, SAS, and SAP.

·   Perform various ad-hoc analyses and reporting.

·   Outstanding analytic, problem solving, and communication skills.

·   Comprehensive financial planning and strategy knowledge.

·   Experience with tracking direct expense including outsourcing.

·   Strong quantitative and qualitative analysis skills.

Professional Experience

BBVA Compass, Houston, TX

June 2012-Present

Finance Analyst

Recent Achievements

·   Successfully implemented a complex company-wide initiative: Segmented the banks entire mortgage portfolio from a single cost center, to 740 branch CCs throughout the entire retail network.

·   Named most valuable employee by my peers the past 2 quarters for my financial modeling skills, willingness to take on more responsibility, and sharing my knowledge when possible.

Responsibilities:

·   Analyze and articulate monthly fluctuations in the P&L for Wealth Management, Commercial, & Retail.

·   Create presentations and reports that translate production, sales, and operational data into financially meaningful metrics for top level executives including the CEO and CFO.

·   Participate in multi-departmental projects formed to engage key planning and implementation of assigned projects that have a companywide impact.

·   Work with senior management to provide support for budgeting, forecasting, planning, cost control, variance analysis, and other ad-hoc analysis.               

·   Build financial templates and models that capture key performance drivers, monthly trends, and P&L.

·   Perform ad-hoc reporting on a daily basis and achieve desired results quickly & accurately.

·   Track revenue, and direct expense, which includes outsourcing expense in mortgage operations, and servicing.

·   Research variances in the P&L, and monitor invoices to ensure accuracy. 

BBVA Compass, Houston, TX

March 2011-June 2012

Relationship Manager

Achievements:

·   Recognized for my ability acquire new customers, by creating client prospect databases using public information and limited resources.

·   Top Sales producer in customer acquisition, deposit, and loan volume.

Responsibilities:

·   Manage High net worth clients through portfolio management, and relationship building.

·   Develop marketing strategies to reach potential clients and generate new business.

·   Management of consumer mass affluent customers with focus on retention, cross-selling and up-selling each customer by providing solutions with revenue generating products and services.

JP Morgan Chase, Houston, TX

October 2007- March 2011

Licensed Small Business Banker

Achievements:

·   Consistently in the top 10% in new client acquisition, and sales.

Responsibilities:

·   Manage a portfolio of business clients and proactively meet with them to discover their financial needs and provide product and service recommendations

·   Prospect for business opportunities in the branch, and retain and grow Premier Business customers.

·   Acquire, retain, deepen and manage relationships with business clients and prospects.

Education

University of Houston, Houston, TX

MBA in Finance

May 2015

University of Houston, Houston, TX

BBA in Marketing

June 2007